Retirement Planning
Organize income needs, savings, Social Security, risk, timing, family priorities, and the decisions that come with the transition into retirement.
Explore retirement planning →Katy, Texas · Family-centered guidance
Protect what you’ve built. Plan what’s next.
MKT Protected Wealth helps families approaching retirement understand their options with clear explanations, personal service, and more than 25 years of experience serving the Katy community.
Family is at the center.The Massi family · Katy, Texas
25+ years in KatyServing local families and businesses.
Education before pressureUnderstand the decision before you make it.
One family. Long-term relationships.Personal service for the years ahead.
How MKT can help
Retirement can feel complicated. The conversation doesn’t have to.
MKT brings retirement and insurance questions into one clear conversation, so you can understand what you have, what you may need, and which questions deserve an answer.
Fixed Indexed Annuities
Learn how these insurance contracts work, what they can and cannot do, and which contract details matter before you make a decision.
Understand indexed annuities →Insurance Solutions
Review protection needs alongside retirement goals so important insurance decisions are considered as part of the bigger picture.
Review insurance solutions →
The Massi family story
A family business built around protecting families.
Steve Massi has been serving the Katy, Texas community for over 25 years, helping families and businesses protect what matters most. Alongside his wife and business partner, Stacy Massi, he has built a reputation for integrity, personal service, and treating every client like family.
For decades, Steve focused on insurance through their family business, Massi Benefits. Over time, clients began asking about retirement strategies and safe ways to protect their savings. Recognizing the need, Steve and his wife expanded their services to include retirement planning, giving people peace of mind for the future.
“Help people feel secure, supported, and ready for what’s next.”
Read the Massi family storyA simpler way to start
You do not have to figure everything out before you call.
STEP 01
Tell us what matters
Share your retirement goals, current concerns, family priorities, and the questions already on your mind.
STEP 02
Understand the choices
Steve explains relevant concepts and tradeoffs in plain English, without assuming you already know the terminology.
STEP 03
Move at your pace
Make decisions only after you understand how an option works and why it may—or may not—fit your situation.
Retirement education
Prefer to learn before you meet?
MKT hosts educational retirement seminars for people who want to understand common retirement questions in a relaxed setting before deciding whether a private conversation makes sense.
Retirement resources
Plain-English answers to common retirement questions.
Helpful reading for people preparing for retirement, with source links where appropriate.
Planning
7 questions to answer before retirement
A practical checklist covering income, expenses, risk, Social Security, liquidity, taxes, and family priorities.
Annuities12 questions to ask before signing an annuity
Understand surrender periods, crediting methods, income features, access to money, and contract terms.
Social SecurityWhat changes when you claim earlier or later?
A straightforward overview of claiming-age tradeoffs and factors worth discussing.
401(k) / IRAWhat can you do with an old workplace plan?
A neutral overview of common options and the questions to ask before moving retirement money.
Have a retirement question?
Call Steve directly or send MKT a message. A first conversation can simply be about where you are and what you want to understand.